PAYTM ,MOBIKWIK; Department of Financial Services (DFS) and PMO are reportedly in favour of introducing Merchant Discount Rate (MDR) on UPI transactions for large merchants

• 💰 Move could create a revenue stream for payment service providers and fintech platforms • 📈 Large UPI-focused players like Paytm and Mobikwik may benefit from improved monetisation of merchant transactions • 🏪 Proposal is said to be targeted at large merchants, while smaller merchants may continue to receive exemptions 🟢 Impact: Positive (Potential MDR implementation could improve transaction economics and profitability for UPI ecosystem players, especially Paytm and Mobikwik.)

ARYAMAN FINANCIAL SERVICES LTD

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