IIFL FINANCE : ASSIGNMENT OF CREDIT RATING BY FITCH RATINGS, INC.

• Fitch Ratings, Inc. has assigned a rating of "B+" to the issue of USD 300 million 7.60% Fixed Rate Senior Secured Notes due July 2030. • The issue also carries a Recovery Rating of "RR4". • The rating was assigned on July 08, 2026. • The notes are secured by the issuer's specified assets and receivables. • Key rating drivers include the senior secured notes being rated at the same level as IIFL Finance's Long-Term Foreign-Currency Issuer Default Rating (IDR).

IIFL Finance Ltd

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