L&T FINANCE : COMPANY BUSINESS UPDATE – QUARTER ENDED SEPTEMBER 30, 2026

Retail disbursements for the quarter ended September 30, 2026 is estimated at ~ ₹24,000 crores, a growth of ~27% on a Y-o-Y basis. Rural Business Finance: ₹6,316 Cr (Actual) vs ₹6,350 Cr (Estimated) Farmer Finance: ₹1,654 Cr (Actual) vs ₹1,640 Cr (Estimated) Urban Finance: ₹8,143 Cr (Actual) vs ₹10,320 Cr (Estimated) SME Finance: ₹1,468 Cr (Actual) vs ₹1,820 Cr (Estimated) Gold Finance: ₹983 Cr (Actual) vs ₹3,230 Cr (Estimated) Acquired Portfolio: ₹319 Cr (Actual) vs ₹640 Cr (Estimated) Retail Finance: ₹18,883 Cr (Actual) vs ₹24,000 Cr (Estimated) Retail loan book at the end of Q2FY2026-27 is estimated at ~ ₹1,34,500 crores, a growth of ~29% on a Y-o-Y basis. Retail Loan Book: ₹1,04,606 Cr (Actual) vs ₹1,34,500 Cr (Estimated) Retailisation stood at 98% (Actual) vs 99% (Estimated).

L&T Finance Limited

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