S&P 500 closes near flat after big banks post earnings and memory chip stocks decline

• DOW JONES: 51,670.10 🔴 DOWN 180.45 POINTS (-0.35%) • S&P 500: 7,805.45 🔴 DOWN 1.79 POINTS (-0.02%) • NASDAQ: 27,204.38 🔴 DOWN 41.52 POINTS (-0.15%) • RUSSELL 2000: 2,783.37 🔴 DOWN 11.11 POINTS (-0.40%)

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