17-Oct-2026 13:46:59
AXIS BANK Q2 FY27: STRONG LOAN & DEPOSIT GROWTH, ASSET QUALITY IMPROVES 🟢
• ADVANCES: UP 23% YoY and 9% QoQ, supported by strong retail lending. • DEPOSITS: UP 7% QoQ on quarterly average balance (QAB) basis and 6% on month-end balance (MEB) basis. • CASA DEPOSITS: UP 14% YoY and 3% QoQ on QAB basis. CASA ratio at 35%. • RETAIL LOANS: UP 16% YoY; retail disbursements UP 22% YoY. • SMALL BUSINESS BANKING: Loans UP 21% YoY and 7% QoQ. • RURAL LOANS: UP 20% YoY and 4% QoQ. • SBB + SME + MID-CORPORATE: Loan book at ₹3,31,600 Cr, UP 25% YoY, accounting for 24% of total loans. • COST OF FUNDS: DOWN 8 BPS YoY. • GROSS SLIPPAGE RATIO: Improved to 1.48%, DOWN 63 BPS YoY and 31 BPS QoQ. • NET SLIPPAGE RATIO: Improved to 0.75%, DOWN 30 BPS YoY and 37 BPS QoQ. • CAPITAL BUFFER: Additional provision cushion of ₹8,006 Cr, equivalent to approximately 49 BPS over reported CAR.
AXIS BANK LIMITED