HDFC BANK Q2 : STANDALONE NET PROFIT UP 4.7% AT ₹19,510 CR (YOY), UP 2.3% (QOQ). GOOD (ON 1ST LOOK)

Net revenue up 5.6% at ₹48,450 Cr (YOY). Net interest income up 9.7% at ₹34,620 Cr (YOY); NIM 3.16% on total assets, 3.32% on interest earning assets. Gross NPA 1.11% v 1.24% (YOY), 1.17% (QOQ); net NPA 0.37%. Provisions ₹3,570 Cr; credit cost 0.44%.

HDFC Bank Limited

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