PFS Q2 : TOTAL INCOME DOWN 13.6% AT ₹114 CR (YOY). MIX (ON 1ST LOOK)

• Total income at ₹114 Cr v ₹132 Cr (YOY); H1 at ₹217 Cr v ₹274 Cr. • Loan sanctions at ₹3,098 Cr v ₹1,048 Cr (YOY), an 8-year high; disbursements at ₹1,595 Cr v ₹326 Cr, a 4-year high. • Loan assets ₹3,684 Cr v ₹3,697 Cr (YOY); gross Stage III down to ₹126 Cr v ₹193 Cr. • ROA 3.65% v 6.50% (YOY); return on networth 5.64% v 12.30%; NIM 4.41% v 4.63% (H1).

PTC India Financial Services Limited

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