29-Oct-2026 14:50:37

EQUITASBNK Q2 : STANDALONE NET PROFIT UP 803.4% AT ₹218 CR (YOY), UP 18.8% (QOQ). STRONG (On 1st Look)

Total income up 27.7% at ₹2,357.51 Cr (YOY), up 6.4% (QOQ). Operating profit before provisions up 67.3% at ₹402.37 Cr (YOY), down 0.6% (QOQ). Provisions down 44.5% at ₹114.99 Cr (YOY), down 28.4% (QOQ). Net NPA ratio 0.70% v 0.98% (QOQ); gross NPA ratio 2.42% v 2.92% (QOQ). Capital adequacy ratio 20.92% v 19.44% (QOQ). Caution: PAT includes ₹84.63 Cr excess provision reversal on sale of NPAs to ARC. Impact: Strong YoY profit growth, but PAT includes a one-off provision reversal.

Equitas Small Finance Bank Ltd

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