MOBIKWIK: SECURES RBI NBFC LICENCE; TARGETS ₹5,000 CR LOAN DISBURSEMENTS

• RBI Approval: Wholly owned subsidiary MobiKwik Financial Services Pvt Ltd (MFSPL) received Certificate of Registration to operate as an NBFC • Launch Timeline: NBFC operations expected to commence within 3–6 months • Lending Target: Aims to disburse ₹5,000 Cr in loans over the next 3–4 years • Business Model: Plans to adopt an asset-light co-lending model in partnership with NBFCs and banks • Credit Products: Will offer secured and unsecured loans to consumers and MSMEs across India • Direct Lending: NBFC licence enables MobiKwik to originate loans directly, complementing its existing lending distribution business • Q2 FY27 Lending: Disbursements through 11 lending partners grew 34% YoY to ₹1,083 Cr • Financial Services: Gross profit from financial services increased 2.2x YoY, supported by improving credit quality and portfolio recoveries • Customer Network: Plans to leverage its 196 Mn registered users and 5 Mn merchants for lending opportunities • Growth Strategy: Focus on faster product launches, improved lending economics, disciplined underwriting and portfolio expansion

ONE MOBIKWIK SYSTEMS LTD

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