FINOPB : REPORTS MIXED OCTOBER UPDATE AS DEPOSITS CROSS RS 301 CR

• Average total deposits up 9% YOY at ₹2,886 Cr; peak deposits of ₹3,044 Cr on 17 October crossed the ₹3,000 Cr mark for the first time • Transaction business throughput down 18% YOY at ₹3,541 Cr; CMS throughput up 12% YOY at ₹7,514 Cr, highest monthly level since October 2024 • Deposit accounts opened down 19% YOY at 2,29,765; renewal income up 4% YOY at ₹23.0 Cr • Loan referral disbursals up 316% YOY at ₹301 Cr; digitally active customers up 12% at 65.1 lakh • B2B UPI P2M throughput nil in October 2026 vs ₹1,115 Cr a year ago, down 100% YOY • Bank cites rising referral loan disbursements and readiness for its Small Finance Bank transition; figures are provisional and unaudited Impact: Neutral (deposit franchise, CMS and loan referral growth offset by an 18% fall in transaction throughput and lower account openings)

Fino Payments Bank Limited

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